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Insurance Accident Repairs Lytham.

Stanways Autobodies carries out insurance accident repairs in Lytham St Annes and works with UK motor insurers. You can ask your insurer to authorise Stanways as your chosen repairer, whoever you are insured with, though your policy terms may affect excesses and courtesy car cover. Tell your insurer you want Stanways Autobodies Ltd and we will send our estimate direct to them and handle it from there. We work to BS10125 with zero non-conformances in 2024, 2025 and 2026.

We can work with most UK motor insurers. BS10125 certified to the same standard insurance networks demand, with the independence and personal service their preferred shops can’t offer.

Most Insurers WelcomeBS10125 AccreditedDirect Claim HandlingRepairer Network Code
How It Works

Simple. If you ask for us.

If you’ve had an accident and need to claim through your own insurance, you can ask for the repair to be done at Stanways. Your insurer may recommend its own network, and some policies apply a higher excess or different courtesy car terms if you choose another repairer. We will help you check your policy before any work starts.

Once you tell your insurer you want Stanways Autobodies to do the work, we take it from there: estimate, parts, repair, quality check, handover. They get the documentation they need. You get a repair done to the standard your car deserves.

What To Say On The Phone · Two short sentences
“I’d like Stanways Autobodies in Lytham St Annes to repair my vehicle. Their network code is on file.”
That’s it. They may push their own approved network. Politely decline. They may say it’ll “take longer” or “cost more excess”, but that’s not true unless your policy specifies an approved-network discount.
Why Insurers Push Their Networks

It’s about their cost, not yours.

Insurer-approved networks typically work to labour rates negotiated centrally, which tend to sit below a bodyshop's own rates. High volume makes that work commercially, but it can put pressure on the time allowed for each car.

An independent shop like ours isn’t working to that pressure on every job. We use OEM parts where required, take the time to do the repair properly, and quality-check before handover. The insurer pays a standard rate, and you choose who does the work.

Insurers We Work With

All of them.

Direct or indirect, we handle claims with every major UK motor insurer including:

Mainstream
Aviva, Direct Line, Admiral, AXA, Churchill, LV=, RSA, NFU Mutual, Saga, Hastings, esure, Tesco Bank, Privilege.
Specialist & Prestige
A-Plan, Adrian Flux, Lockton, Bryans, Footman James (classic), Lancaster (prestige).
Fleet & Commercial
Allianz, Zurich, AIG, QBE, Markerstudy, Kindertons, Auxillis. We’re set up for fleet work and have the booth capacity for commercial volumes.
Don’t see yours? It doesn’t matter. We invoice to whichever insurer your claim is with. Just give us their details and we handle the paperwork.
The Process

From estimate to handover.

Tell your insurer
You’d like Stanways Autobodies to repair your vehicle.
Drop in or arrange collection
Free within 40 miles.
We assess and estimate
Report sent direct to your insurer or their engineer.
Authorisation
Usually back the same or next working day.
Parts ordered
OEM where required, with realistic timing communicated to you upfront.
Repair carried out
To BS10125 and manufacturer specification.
Quality check
ADAS calibration, alignment, valet.
You collect
Or we deliver back to you.
Excess
If you’re claiming through your own policy (rather than the third party’s), the excess agreed when you took out your insurance is payable to us on collection of the vehicle. The insurer pays the rest of the repair cost direct to us.
VAT
If you’re VAT-registered and your vehicle is registered to the business, your insurer typically settles the repair net of VAT. You pay the VAT element to us and reclaim it in the usual way. We invoice correctly for your accountant.

Claiming through your insurance?

Send Stan your photos for an instant estimate, or call and we’ll walk you through exactly what to say to your insurer.

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